dfcu Bank is a fast-growing Bank in Uganda offering a wide range of financial solutions to its chosen market segments. We are seeking to recruit for the position of Lending Officer- Data Capture.
LOCATION: Kampala
REPORTING TO: Manager- Lending Operations
JOB PURPOSE: Reporting to Manager- Lending Operations, the role holder will be responsible for timely and accurate capture of customers credit information in the system in accordance with the laid down procedures as a contribution to data integrity.
KEY ACCOUNTABILITIES:
- Accurately input credit related customer data in the system to facilitate disbursement of loans in the system as per agreed service level agreements.
- Check for compliance with the regulatory bodies (BOU, Funders, FIA guidelines, Credit Policy etc.) prior to disbursement.
- Input credit static data accurately in the system as shall be required by business from time to time. i.e., Interest Rates, Tenors, Credit Grades, Sectors etc.
- Carry out the loan pay off, pre-pay off, rephasement process in line with business requirement.
- Accurately write off of all bad loans in line with the policy as availed by the Special Assets Management team.
- Issue leased invoices to customers as per the agreed frequency.
- Make the necessary correction of errors identified in a timely manner to prevent operational losses.
- Attend to all Credit related queries in a timely manner and provide an update to the stakeholders.
- Escalation through incidents of any process gaps that result into potential or actual operational losses to the Manager- Lending Operations and participate in the implementation of process improvements.
- Participate and contribute towards projects that are steered to improve data integrity and automation e.g., data clean up, loan origination system, etc.
- Prevent income leakages, pricing inconsistencies, fraud, and operational losses.
QUALIFICATIONS, EXPERIENCE AND COMPETENCIES REQUIRED:
- A university Degree from a recognized Institution.
- Training in various areas of Credit Policy, IFRS, FIA, CRB, AML and KYC.
- At least one year’s banking experience in Banking Operations.
- Demonstrate a high degree of accuracy, attention to detail, quality, and deadlines.
- Good understanding of Bank procedures, of operating guidelines, policies, and regulatory AML/KYC requirements.
- The ability to engage with all the key stake holders in the organization.
- In depth understanding of the features and operations of all the Bank’s products.
- Experience in credit operations, process redesign, and, implementation.
- Attention to detail, excellent analytical skills, ability to demonstrate high degree of accuracy and meet deadlines.
- Excellent interpersonal, verbal, written, communications and independent judgement skills.
- High level of integrity and ethical standards.
- Ability to prioritize work.
Application Details:
If you believe you meet the requirements as noted above, please forward your application with a detailed CV including present position and copies of relevant professional/academic certificates (University Transcript, O & A level), by close of business on Wednesday 10th November 2021 to the email address indicated below:
dfcu Bank is committed to give equal opportunities in employment and aims to ensure that it does not discriminate against gender or race. Only short-listed candidates will be contacted through +256 312 300469
Disclaimer: dfcu Bank does not solicit/accept payment in cash/kind from prospective candidates in exchange for shortlisting or job placement. Any candidate who engages in this kind of transaction is aiding and abetting fraud and will be automatically disqualified.
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