JOB PURPOSE
To provide financial information and analysis, including market intelligence for use in the preparation of credit proposals/applications. In liaison with the Relationship Managers / Branch Managers, prepare CA’s and Memos s for review by the BCC, CCC and DCC.
JOB CONTEXT
KEY RESPONSIBILITIES
- Provide and analyse financial information for use in the preparation of credit reports
- Review of credit requests including review of financial and credit information provided in respect to the corporate clients
- Assist in the financial evaluation of new business/projects and provide a guide on market risk.
- Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards.
- Maintain financial information on loan accounts including financial covenants, spreads and interim reports
- Conduct periodic economic analysis, industry studies, self-assessment and stress tests and recommend strategy and plans of action vis-a-vis the bank’s credit portfolio
- Counter check that interest rates are correctly applied on loan accounts
JOB PROFILE
Experience & Qualifications
- University degree preferably in Accounting, Finance or General Management.
- Associate of Chartered Institute of Bankers (or equivalent) strong advantage.
- Three years banking experience.
Skills, Capabilities & Personal attributes
- Technical skills to effectively perform credit analysis and portfolio maintenance activities/tasks in a manner that consistently achieves high quality standards or benchmarks.
- Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
- Knowledge of lending business and products
- Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
- Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented.
APPLICATION PROCESS
This Job vacancy is an Internal/external Search
Should you be interested in applying for this position, please apply electronically by submitting your application via the Ecobank Recruitment Portal, and send your most updated CV and full details to: hrrecruitment@ecobank.com no later than 30th June 2021.
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